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When I first learned about investing, I was, and I am almost annoyed at my younger self for this, in my early thirties. I talk as though I am much older than that, when in fact this was only a mere two years ago. I was 32, a single mum, and completely and utterly fed up of my financial situation.

I began my self development journey much like many people do today – through YouTube. I started watching motivational videos whilst I worked from home, when the algorithm picked an investing video to play next. I had heard heard of the concept of investing, but I had the notion in my head that it was simply for the suits. An all alpha male environment on Wall St. where if I tried to step into the jungle, I’d be eaten by the lions.

Whilst it is still unfortunately true, investing is still primarily done by men with (at the time of writing) 17% men having a stocks and shares ISA, with only 10% of women, we are seeing a change where investing is becoming more popular.

So what do I mean by investing?

Traditional investing, and the investing that I primarily do, is usually done through an investing platform (or broker) with the view of depositing money every month in order to earn a return, typically 6% +

I use a Vanguard stocks and shares ISA myself, which allows me to deposit up to ÂŁ20,000 a year in a tax free wrapper. What you will then see is the money can go up, or the money can go down, depending on the investments you choose. Over a long period of time, primarily years, the money you make, plus the possible return you get, consistently gets reinvested and thus, compounds over time to make even more money. The great thing about long term investing too is that you don’t need to individually pick the stocks yourself – you can choose from a ‘fund’ that has a mix of a lot of different companies. Vanguard has one of the lowest fees for investing in the UK, which is why I think it’s a great option.

What if you want individual stocks?

When I want to pick individual stocks, for instance, Tesla or Sony, it is a little different, and so are the fees. For UK stocks, I choose Trading212 and for US stocks I trade with eToro. But be wary – this type of trading on a CFD platform can lose money – in fact up to 70% do – unless you do your financial analysis, so please research everything first.

Hopefully that should give you a some sites to really research and give you some tips on. I’ll be adding more investment platforms and apps in future posts and videos, so be sure to follow to keep up to date. Remember to research everything first, and you are responsible for your own finances.

DISCLAIMER: I am not a financial advisor – these are just the platforms I use and what I do with my own money. Please do your own research, and when investing, past performance is not an indicator to future performance.

Recommended Investment Books

What the f*ck is investing?

Beginners Guide

‘…This book will show you how. It will give you some really easy, practical methods of reducing your outgoings that you probably haven’t thought of. It will show you how you can go about safely investing the money you save to bring you closer to your financial independence.’


Investing for Dummies UK

‘…Think investing is only for the super-rich? Think again! Packed with tons of expert advice, Investing For Dummies UK 4th edition shows you step-by-step how to make sound, sensible investment choices—whatever your budget. All the major investment categories are covered for the smart beginner, while more advanced and alternative investments are presented for the more adventurous and experienced. Wherever you fall on the investing spectrum, there’s something for you!’


Author: Bonita Louise

I’m Bonita Louise, and I'm a freelancer, writer, business owner & all-around creative misfit. I've been self-employed, in the UK for over 5 years now. I love trying new avenues of growing wealth through creation, whether that's designing new and amazing products, writing, video making and just all manner of digital creation design & growth. Check out the different pages where you'll find me talking about all things designing, business and handmade, as well as my personal development journey into investing, productivity and wealth creation. I own The Bookish Gift Studio, and I write non-fiction and fiction work after studying for my Masters in Creative Writing. I'm also a huge cinephile, and you'll find me trying to be most awesome and bodacious somewhere in the eighties the majority of the time.

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